> For the complete documentation index, see [llms.txt](https://standards.mobiloan.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://standards.mobiloan.io/readme.md).

# Mobiloan Developer Standards, Policies & Procedures

This manual is the source of truth for engineering standards, onboarding, QA expectations, and delivery practices for the Mobiloan platform.

## Audience

* Developers
* QA engineers
* Product/operations stakeholders
* Technical leadership

## Goals

* Keep delivery consistent and evidence-based
* Reduce regressions with clear standards and gates
* Speed up onboarding with practical, repo-backed guidance
* Support role-specific implementation quality across teams

## Manual Structure

* [01. Overview](/01-overview.md)
* [02. Architecture (Evidence-Backed)](/02-architecture.md)
* [03. Development Standards](/03-standards.md)
* [04. Policies](/04-policies.md)
* [05. Procedures](/05-procedures.md)
* [06. QA & Release Gates](/06-qa.md)
* [07. Onboarding Guide](/07-onboarding.md)
* [08. Ticket to Backlog Scoping](/08-backlog-scoping.md)
* [Appendices](/appendices.md)

## Repository Evidence Baseline

This manual is based on evidence from the Mobiloan codebase currently checked out at:

* `Mobiloan/application.xml`
* `Mobiloan/config.json`
* `Mobiloan/deploy.yml`
* `Mobiloan/schema.xml`
* `Mobiloan/sync_rules.xml`
* `Mobiloan/mobile/*`
* `Mobiloan/cloudcode/*`

Where a pattern is uncertain, it is explicitly marked as **NOT FOUND IN REPO** until validated.


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